Tuesday, April 24, 2012

$mart Suzy: Countdown on great giveaways,
family fun, teaching kids to save, coupons

By Suzy $mart
KyForward columnist


Suzy is counting down – with excitement – to the big prize giveaways – a fabulous Fascinator Derby hat tomorrow morning and prime seats to the Lexington Opera’s Midtown Men production Thursday morning. The suspense is nearly unbearable! Enter now so you don’t miss out on the chance to win.


Then, Suzy has some family fun ideas for you for the weekend and some ideas for how you can help teach your kids to save – since it’s National Teach Your Children to Save Day.


First, the giveaway countdown


Fabulous Derby ‘Fascinator’ hat


Deadline to enter is 8 a.m. tomorrow!  Keeneland Gift Shop online is providing two ‘Fascinator’ hats, one of them pictured above. They are the creation of Dorfman Pacific, the nation’s largest wholesaler of hats and accessories who offer an annual trunk show at the gift shop. (See KyForward story here) Included their show this year are at least 18 different styles of “Fascinators” – the increasingly popular headpiece, valued between $50 and $60, usually attached to a headband or hair clip. Fascinators in the 2012 Scala Collection come in a variety of colors, from this spring’s popular fuchsia and coral to black with earth tones.

To win a FASCINATOR for your Derby – or other fancy-schmancy outing – please answer this trivia question and send your answer to suzy@kyforward.com by 8 a.m. Wednesday. And stay tuned – another beautiful FASCINATOR will be given away this week.


The 2012 Derby poster just released last week features what Derby winning horse? (Hint: Answer is here.)

Good luck! Now, don’t miss all the fabulous shopping you experience with Keeneland Gift Shop. Connect to the online Keeneland Gift shop though Facebook, Twitter and Pinterest.


Opera House Midtown Men production


You have until 8 a.m. Thursday to get your name in the drawing for these prime seats, valued at $150. Answer the contest question and email to suzy@kyforward.com by 8 a.m. Thursday, April 26. Winner announced that day.


The Midtown Men production features top hits from a Who’s Who of the ‘60s, including the Beatles, the Beach Boys, the Temptations, Jackson 5 and the Four Seasons. It’s the last show in the historic Lexington Opera House’s Broadway series.

Lucky winner will answer this question:


The four Midtown Men performers were also featured performers in what other popular Broadway production?
(Hint: find the answer here.)


Nail-biting time! Good luck!


Another give-away by Pure Leaf Iced Tea


It’s a chance to win a Kentucky Derby Watch Party compliments of Pure Leaf Iced Tea, which is reviving its classic taste this summer at the Kentucky Derby. The Kentucky Derby Watch Party will consist of a viewing party for 10 at premier restaurants in Nashville, Louisville, Bowling Green and Lexington on May 5, 2012.


You can find official entry forms at your local Kroger, or call 1-800-391-5404. But hurry, sweepstakes ends April 26. You have to be 18 and a legal resident of the state.
Fun, healthy family activity


The YMCA’s Healthy Kids Day® Fun Fest on Sunday, April 29, afternoon aims to kick-start summer physical activity and learning. And it’s FREE. Open to all kids and families.


Healthy Kids Day, a national initiative of the Y to improve the health and well-being of kids, is filled with fun, active play and educational activities that will help parents improve their kids’ lifestyles for the long term. Research shows that without access to activities that stimulate the mind and body, kids are more prone to gain weight and fall behind academically over the summer months.


The Healthy Kids Day Fun Fest will take place at the University of Kentucky’s Nutter Field House from 2-5 p.m. and will feature activities such as relay races, inflatables, hula hoops, soccer, obstacle courses and more.


In addition, the Y is proud to host representatives from several local organizations and businesses who will provide free health information, screenings and services.
For more information, contact the YMCA of Central Kentucky at 254-9622 or visit www.ymcaofcentralky.org.


Teach kids to save


It’s National Teach Your Children to Save Day, so we turned to themint.org for these great savings “tricks” for kids:


Trick # 1: Four banks, not one.


Label each one:
• A spending bank for money to be used soon on everyday things.
• A saving bank for money to be used later on larger items.
• An investing bank for money that will be used several years from now.
• A giving bank for gifts to help others.


Decorate each bank with stickers, photographs, cut-outs from magazines — or your own drawings. The pictures show how the money will be used. For example, if your SAVE bank holds money for a new bike, that’s the picture you tape to that bank. Show off the banks in your room! They keep track of your money: the money you have saved.

Trick # 2: Set Savings Goals


How much should you save each month? That depends what you’re saving for. For example, you want to buy a new bike, but your parents say that you have to save $100 of the bike’s price before they will pay the rest. It can be tough to earn $100 in a short amount of time. That’s why money-smart kids have savings goals – and stick to them.


If you saved $25 each month ($6.25 a week), you could buy that bike in four months! And if you saved $50 each month, you could buy that bike in two months! Sweet! The more you can save, the quicker you get the bike.


Money-smart kids who stick to their savings goals make things happen!


Trick # 3: Save First, Not Last!


What’s the FIRST thing you do when you get paid? You divide your money and put it in your four banks. If you want that bike, you have to be sure that money goes into the SAVE bank FIRST. Talk to your parents about your plan. They might separate that SAVE money from your allowance, so that you can easily put it in the SAVE bank right away.


Here’s why putting your SAVE money into your bank first is important. Listen up! THIS IS A BIG RULE about money. You can spend it only once. Let’s say you use your SPEND money go to a movie. You have all of your allowance in your pocket, and you spend $5.50 of your SAVE money on pizza and soda. That money is gone. You can’t use it for your bike. Your dream of a bike just got farther away.


Trick #4: Cut your expenses


Get a notebook that you use only to keep track of your money. Write down any money you spend. Try to keep a “money diary.” List what you bought, when you bought it, how much it cost, and why you bought the item. Your money diary will teach you something about yourself. For example, you may find that you spend $5 a week on snacks from vending machines at school. Are those snacks worth that money? Or would you rather save that money for something else? Don’t eat the snacks, and you get closer to buying the bike.


Trick #5: When you do spend, be a smart shopper.


Okay, you’ve got some money and you’re ready to buy a DVD. You’ve saved that money, so make it work for you. Remember to shop smart! Check out prices. You can buy that DVD plenty of places. Figure out where you can get the best buy for your money. Look for sales and coupons. If you save a dollar, that means you can spend it on something else. Or add it to your SAVE bank for your bike.


Suzy says these are great tips for helping your kids get started on a life-time savings path. Please help them get started – both you and they will be so glad you did.


Featured coupons for drug stores


Here are the deals for this week at three top drug stores, thanks to Money Saving Mom.


Rite-Aid deals for the week:


• Dentyne Ice, Trident, Trident White, Dentyne Pure, Bubblicious or Stride – $1 Buy 3 – Get $2 UPR, Use $1/2 coupon from the 3/4 SmartSource insert, As low as free after UPR and coupon
• Samy Fat Hair Shampoo, Stylers or Fat Foam Hair Color – $8.99, Buy 1 – Get $5 UPR
Use $2/1 printable, Plus use $3/1 April Video Values, Free after UPR and coupons
•Select Kellogg’s Cereal – $2, Buy 3 – Get $2 UPR, Use $1/3 printable, Or use $1/2 coupon from the 4/1 RedPlum insert, Or use $0.70/1 coupon from the 4/1 RedPlum insert As low as $0.63 each after coupons
• Palmolive Dishwashing Liquid, Scott Bathroom Tissue or Kleenex Facial Tissues – $1 (must buy 5), Use $0.50/1 coupon from the 4/15 SmartSource insert, Plus use $1/1 Rite Aid Coupon (From Allergy Book), Free after coupons


Walgreens deals for the week:


• Finesse Shampoo, Conditioner, Styling Products – $1.99, Use $1/1 coupon from the 4/22 SmartSource insert, $0.99 after coupon
• On the Border or Kettle Chips – $2, Use $1/1 coupon from the 3/18 RedPlum insert $1 after coupon
• Pepsi Next (12 pack) – $2.99, Use $1/1 Walgreens printable, $1.99 after coupon
• Arm & Hammer Laundry Detergent – $3.49, Use $1/1 coupon from the 4/22 SmartSource insert, $2.49 after coupon


CVS deals for the week:


• Buy 1 Blink Tears or Gel Tears at $8.99, Get $8.99 ECBs (Limit 1), Use $1/1 printable, Free plus overage after coupon and ECBs
• Buy 1 Dream Water Snoozeberry Dietary Supplement at $5.97, Get $5.97 ECBs (Limit 1), Free after ECBs
• Buy 3 Hallmark Cards, Get $3 ECBs (Limit 1), Use $3/3 printable, Free after coupon and ECBs when you buy $0.99 cards
• Buy 1 Physicians Formula Cosmetics (Prices start at $8.99), Get $7 ECBs (Limit 1) Use $1/1 coupon from the 2/12 SmartSource insert, As low as $0.99 after coupon and ECBs
• Buy 1 Tampax Radiant or Always Radiant Pads at $3.99, Get $1 ECBs, Use $1/1 coupon from the 4/1 P&G insert, $1.99 after coupon and ECBs
• Buy 1 U by Kotex Liners at $3.99, Get $2 ECBs (Limit 1), Use $1/1 printable or coupon from the 3/25 SmartSource insert, $0.99 after coupon and ECBs