Still without insurance, not Medicaid eligible, you might qualify for free policy; deadline Dec. 15

By Melissa Patrick Kentucky Health News Premiums are higher for health insurance through the Patient Protection and Affordable Care Act, but federal subsidies mean the total cost will be about the same. And many people will qualify for subsidies large enough to completely pay for a low-cost “bronze” plan — or make it less than the penalty for not having health insurance. To find an...

ACA enrollment is on through Dec. 15; sign up early for assistance and compare plans, experts advise

By Melissa Patrick Kentucky Health News Sign up early, make sure you compare costs and plans and make an early appointment with your “application assister.” That was the advice given on an Oct. 31 Kaiser Family Foundation webinar offering open enrollment advice to consumers in Kentucky, as well as in Tennessee and Virginia. Open enrollment began Nov. 1 for 2018 health insurance plans sold...

New data shows rise in number of Kentuckians with health insurance coverage thanks to ACA

Newly-released U.S. Census data shows Kentucky continued its historic progress in reducing the share of residents without health insurance coverage in 2016, down to only 5.1 percent compared to 6.0 percent in 2015 – a statistically significant drop over the past year. The new American Community Survey data (ACS) shows Kentucky has also experienced a statistically significant 9.2 percentage point...

Interactive map gives estimated premiums under latest Senate health insurance bill by county

The fate of health-insurance legislation in the Senate remains very much up in the air, but the Kaiser Family Foundation has updated its interactive, county-level map showing how the latest version of the Better Care Reconciliation Act would affect premiums for silver-level Obamacare plans, the type most commonly purchased with tax-credit subsidies. The figures are the estimated premium in 2020 after...

Kentucky Health Issues Poll: Health insurance still uncertain for two in 10 state adults age 18-64

The latest Kentucky Health Issues Poll (KHIP) shows that, despite big gains in getting Kentuckians covered by health insurance, 21 percent of Kentucky adults still don’t have stable coverage. According to the poll, 12 percent of Kentucky adults 18-64 remain uninsured and another 9 percent who currently have insurance said they had been without it sometime in the prior 12 months. KHIP is an annual...

More than 70 percent of Kentucky adults who didn’t have health insurance in early 2016 were working

More than 70 percent of nearly 234,000 Kentucky adults who still didn’t have health insurance in early 2016 said they were working either part- or full-time. Nearly half had incomes low enough to qualify for Medicaid insurance, according to the latest snapshot from the Foundation for a Healthy Kentucky’s ongoing study of the Affordable Care Act implementation in the Commonwealth. Nearly...

Ignore the election results, rhetoric — shop around for the best deal on subsidized health insurance

By Trudy Lieberman Rural Health News Service Even though the election is over and Republicans are in a position to repeal and replace Obamacare as they’ve been vowing to do for several years, that doesn’t mean you should avoid signing up for 2017 insurance coverage. If you’re eligible and need insurance, the state shopping exchanges are open for business even if options this year are limited...

Study: 2.5 million could be paying less for health insurance if they took advantage of tax credits

About 2.5 million people are overpaying for health insurance because they don’t use the government exchanges or marketplaces that provide tax credits to reduce premiums, says a study by the Department of Health and Human Services. Six states—California, Texas, Florida, North Carolina, Illinois, and Pennsylvania—each have more than 100,000 residents enrolled in off-market coverage who could...

Kentucky’s 40 percent surcharge for smokers on Obamacare plans hasn’t led them to quit

Allowing insurers to charge smokers extra for Obamacare health insurance appears to have discouraged them from getting it, “undercutting a major goal of the law,” Carolyn Y. Johnson reports for The Washington Post. “The surcharges, of up to 50 percent over nonsmokers’ premiums, also showed no sign of encouraging people to quit,” according to a study at the Yale School...

Gallup says Kentucky leads the nation in percentage reduction of citizens without health insurance

Kentucky and Arkansas continue to lead the nation in reduction of the percentage of their people without health insurance, according to polling by Gallup Inc. They were the only Southern states to expand Medicaid and have a state health-insurance marketplace under the Patient Protection and Affordable Care Act. In both states the uninsured rate was cut by well over half. Kentucky’s dropped to...