A publication of the Kentucky Center for Public Service Journalism

Keven Moore: Inclusion of fire sprinkler provisions in Tax Cuts and Jobs Act will save many lives

On Dec. 22, 2017, President Trump signed the Tax Cuts and Jobs Act. The top individual tax rate dropped to 37 percent as a result of the bill. It also cut income tax rates, doubled the standard deduction and eliminated personal exemptions. For corporate, the tax rate went from 35 percent to 21 percent beginning in 2018. Like with any other bill passed in Washington, addendums are always added that...

Keven Moore: Avoid tragedy of driveway accidents; proceed with caution and heed these tips

One of the most horrific, unthinkable accidents that can happen to a child can take place less than a few feet from your very own front door. Run-over accidents in your driveway occur too often and are devastating to families, as 70 percent of the time, they involve another family member at the wheel. The Internet is full of tragic stories of the pain and grief. The heartbreaking part of this is...

Keven Moore: In most families, mothers are the ultimate risk management and safety professionals

As we all pause to show our appreciation to mothers this Sunday, it occurred to me how mothers are the true risk management and safety professionals in most families. From the mothers that I know, they manage risk by constantly identifying, analyzing, evaluating and treating risk while balancing the day-to-day activities of running a family. By definition, a safety and health professional is a person...

Keven Moore: Escalaphobia? Whether you are afflicted or not, there is reason to be wary, careful

Do you suffer from the fear of escalators? This phobia is called escalaphobia and affects hundreds of thousands of individuals all around the world. If you have escalaphobia, you may feel trapped when you are at the top of the escalator and feel like you might fall or tumble down the escalator. You may also have a rapid heartbeat, a hot flushed feeling, a shortness of breath, and sudden trembling...

Keven Moore: Truncated domes cause injuries and are unsafe, not at all what they were meant to be

Many of us have cursed these teeth rattling mine-fields called truncated domes, detectable domes, or tactical pavers while pushing a grocery cart out to our cars, wondering what genius thought that placing them in front of a grocery store or pharmacy was a good idea. We have our federal government to thank for these accident-prone obstacle courses that haunt the elderly many others dealing with balance...

Keven Moore: Legionnaires’ Disease requires extra protection against potential, big losses

In a recent column, I stressed the frequency that Legionnaires’ disease outbreaks still occur some 41 years later after 221 people were hospitalized and 34 people died from an outbreak that occurred at a Philadelphia convention for the American Legion; where the Legionella bacterium earned its name. This week I decided to emphasize the degree of risk that this disease poses for business owners, corporations...

Keven Moore: Legionnaires’ Disease is rampant and deadly; businesses need insurance

Imagine for a minute you and your co-workers are sent to a 3-day work conference in Orlando, Fla. You return home and the next day you have a headache, chills, muscle pains and a high fever. After a couple of days your fever spikes to dangerous levels so you are rushed to the hospital. You wake up eight days later after going into a coma to find yourself on a ventilator fighting for your life. You...

Keven Moore: It’s muzzle loading season again — tips on how to avoid deer hunting accidents

It’s that time of year again where millions of men (88.1 percent) and women (11.9 percent) , begin to disappear and venture into the woods to hunt the all elusive whitetail deer. Deer season in Kentucky opened for bow hunters this past Sept. 2 and muzzle-loading season is scheduled to begin this coming weekend, Oct. 21-22. It’s been estimated that there are 16.5 million active hunters across the...

Keven Moore: What’s Kentucky’s most dangerous animal? If you’re behind the wheel, it’s a deer

The most dangerous animal in the state of Kentucky is not a rattlesnake or black bear. It is the docile, beautiful but-oh-so-deadly whitetail deer. That’s right. Run-ins with deer on roadways cause millions of vehicle accidents every year. It’s especially common in October, November and December, the peak of mating season. According to the Kentucky State Police, nearly 47 percent of all collisions...

Keven Moore: Some survival lessons we can all take away from the tragic Las Vegas massacre

Last Monday morning, we all awoke to the news of the Las Vegas massacre where 59 people were shot and killed, and another 527 people were injured while attending a Jason Aldean country music concert across the street from the Mandalay Bay Resort and Casino. Every time there is a mass shooting, pundits on both sides of the gun control debate come out in force. The fact is people with guns couldn’t...

Keven Moore: Utility linemen are also first-responders and heroes following a natural disaster

Imagine if you were a first-responder, where danger lurked at every turn, where you are expected to stand ready to respond to your country’s cry for help in a time of need, where on any given day you are required to pack up and leave your family behind, head into harm’s way without any kind of time-table for your return. No, I’m not talking about Seal Team 6, the National Guard, the police,...

Keven Moore: A symbol of relaxation, hammocks can prove to be dangerous if not properly used

Hammocks are synonymous with summer leisure, relaxation and to some retirement. They are a great way to relax in backyards, beaches or while camping in the woods, but what if I told you that a handful of people died every year while resting in a hammock? It’s true. Like with anything else, if you don’t use a hammock properly it can be extremely dangerous. On Aug. 1, 2017 a Northern Kentucky...

Keven Moore: Hurricane Harvey a reminder of the importance of being prepared for a disaster

Many of us have watched in disbelief the torrential rainfalls in southeast Texas that followed after Hurricane Harvey hit the region this past weekend. Over the past several days, I have kept up with my stranded and recently retired step-brother David Sanford and his wife Joy, who happened to be on vacation in the Houston area visiting family. Initially, he felt that he was at a fairly safe distance...

Keven Moore: Surviving driving mayhem resulting from back to school traffic takes a little planning

Every August all across America, communities experience a phenomenon that I call the “Back to School Trafficitos.” This behavioral phenomenon began last week between the hours of 7-9 a.m. and 3-5 p.m., when it magically seems that your community’s population doubled and every other driver has somehow lost the ability to operate a vehicle safely. There are many variables that come into play...

Keven Moore: Is the risk associated with Monday’s solar eclipse sufficient reason to close schools?

Local school officials have recently reached out to me as one of their risk control advisers to ask if they should cancel classes because of Monday’s Great American Solar Eclipse. How I would have longed for that call when I was in school. I’m pretty sure that I would have advised them to cancel the week before, the week of and the week after due to the “glaring” risks associated...

Keven Moore: Lessons on importance of having enough working smoke alarms hit close to home

On the morning of May 20, my childhood classmate Jeff Brown, his wife and two of their children died in a house fire in Lexington. According to reports, the fire started in the basement, where four of the five occupants later died from smoke inhalation. Luckily the oldest daughter, 13, sleeping in the bedroom the greatest distance from the fire, was able to escape through an open window and run to...

Keven Moore: Clear policy regarding personal use of company-provided vehicles a must for businesses

Personal use of company-provided vehicles has long been a perk that many businesses provide to their employees. In my business, one of the risk management controls that we check is the personal usage policy for company vehicles, one that sets guidelines governing who can use the company vehicle. But recently an increasing number of employees have been found to be using their company cars as a tool...

Keven Moore: Hitchhiking has mostly lost the glamour factor, but there are still ways to travel safely

Hitchhiking or thumbing or hitching is a truly unique form of traveling and continues to be popular in some places around the world. Yet essentially, you’re asking people, usually strangers, for a ride in their automobile, a situation that has the potential to provoke all types of real and imagined fears, depending on your personal experience. Hitchhiking across Europe, for instance, has been...

Keven Moore: When it comes to distracted driving, even police officers preach ‘do as I say, not as I do’

Distracted driving is a serious and escalating problem throughout the United States and when we think of distracted driving today most of us visualize cell phone or texting on a smartphone. Right? But little did we know that the very people that are commissioned with enforcing the distracted driving laws in our communities are some of the most egregious violators. It’s true, police officers are...

Keven Moore: Hard lessons from Grenfell Tower fire; shortcuts, outdated codes have consequences

The Grenfell Tower fire in west London that killed 79 people and injured another 74 people was heart-wrenching to watch on TV on the night of June 14. According to reports, it was the deadliest fire in Great Britain since World War II. The 43-year-old building housed approximately 600 people, contained 127 flats and had 227 bedrooms. Emergency crews were quick to arrive on the scene after being notified...