A nonprofit publication of the Kentucky Center for Public Service Journalism

Open enrollment for federally subsidized health insurance begins this Friday, runs through Dec. 15

Open enrollment for federally subsidized health insurance in Kentucky next year will begin this Friday (Nov. 1) and run through Dec. 15. Plans will cost more or less than this year, depending on the insurer and the type of plan. And many consumers will have more choices. (Click for larger image) Policies offered on the federal insurance exchange by Anthem Health Plans of Kentucky will be an average...

Rates for Obamacare in Kentucky will cost more or less in 2020 depending on insurer, type of plan

Federally subsidized health insurance in Kentucky next year will cost more or less than this year, depending on the insurer and the type of plan. And many consumers will have more choices. Policies offered on the federal insurance exchange by Anthem Health Plans of Kentucky will go up an average of 9.7 percent, which 2.3 percentage points less than the 12 percent Anthem asked of the state Department...

DOI completes review of individual, small-group health insurance rate filings for 2020 benefit year

The Kentucky Department of Insurance (DOI) has announced that it has completed its review of the individual and small-group insurance rates filed in the Kentucky market. The rates will be used to calculate insurance premiums for the 2020 benefit year. Kentuckians in the individual market will once again experience changes in premiums and plan offerings. Kentuckians will see an average rate increase...

Open enrollment available at Healthcare.gov through Dec. 15; subsidies keep most rates similar to 2017

By Melissa Patrick Kentucky Health News It’s again time to sign up for federally subsidized health insurance through Healthcare.gov. Open enrollment for coverage in 2019 runs through Dec. 15. It’s worth taking a look, because most shoppers in the marketplace will qualify for financial help to lower their costs. About 80 percent of Kentuckians enrolled through the federal exchange qualified...

Many Kentuckians with Obamacare plans received premium notices that over-estimated costs for 2018

By Melissa Patrick Kentucky Health News With a shortened enrollment period, huge cuts in advertising and in-person assistance, and ongoing efforts to repeal and replace the federal health law, it’s no wonder many Americans are confused about whether they can or should sign up for health coverage on government marketplaces this year. Perhaps the most basic facts are these: The Patient Protection...

ACA enrollment is on through Dec. 15; sign up early for assistance and compare plans, experts advise

By Melissa Patrick Kentucky Health News Sign up early, make sure you compare costs and plans and make an early appointment with your “application assister.” That was the advice given on an Oct. 31 Kaiser Family Foundation webinar offering open enrollment advice to consumers in Kentucky, as well as in Tennessee and Virginia. Open enrollment began Nov. 1 for 2018 health insurance plans sold...

Rural Blog: All counties in the U.S. now have at least one option for private health insurance for 2018

Dozens of counties, mostly in rural areas, were at risk of having no individual private insurance options in 2018 after companies like Anthem Blue Cross and Blue Shield pulled out of the markets. But a few insurance companies have filled gaps in coverage, and now there are no areas in the U.S. without coverage. Paulding County, Ohio, was the last “bare” county until CareSource committed...

Trump threat to stop subsidies has insurers jumpy; CareSource to refile rate plan in 61 Ky. counties

By Melissa Patrick Kentucky Health News President Trump’s threats to stop funding the cost-reduction payments that help low- and moderate-income people afford Obamacare health insurance has created great uncertainty for insurers, and is likely the reason CareSource just withdrew its initial rate filing in Kentucky. CareSource, which planned to offer individual plans in 61 Kentucky counties, originally...

Uninsured face Sunday deadline to obtain health care coverage through exchange or face possible penalty

Sunday is not only the last day of January, it is the final chance to sign up for subsidized health insurance through Kynect, the state’s online insurance marketplace. Those who don’t sign up face a penalty when filing your tax return. The 2010 federal health-reform law requires most people to have health insurance, or pay a penalty. For 2016, the penalty for not having health insurance...