A nonprofit publication of the Kentucky Center for Public Service Journalism

New laws approved during Kentucky General Assembly’s 2019 session take effect June 27

Most new laws approved during the Kentucky General Assembly’s 2019 session will go into effect on June 27. That means law-abiding adults will be able to carry a concealed firearm without a permit, employers will be required to make certain reasonable accommodations for pregnant employees and electric scooters will be regulated by state law. The Kentucky Constitution specifies that new laws take...

Survey finds that student loan debt is the number one cause of financial hardship for Kentuckians

By Nadia Ramlagan Public News Service A new survey of nearly 400 Kentuckians finds that student loans are the number one cause of financial hardship for respondents. Other reasons for experiencing financial hardship include medical debt, rent, payday lending, credit cards and car payments. Student loans, medical debt and car payments are some of the reasons Kentuckians are feeling financially pinched....

Ron Daley: Student loan debt and loan defaults adversely impact Kentucky and its rural areas

The growing national student loan crisis is having an even more devastating effect on families in rural eastern Kentucky. The average student debt in the United States is $32,731, while the median student loan debt amount is $17,000. The rising costs of tuition have increased total student loan debt up around 302% since 2004. Data shows that the increasing student loan debt is having a greater adverse...

Gena Bigler: With loan debt soaring, students need financial plan before choosing a college

Years ago, I had friends who used their student loans for a variety of purposes beyond paying tuition and buying books. Some carried heavy class loads and lived on loans while they studied and graduated in as few years as possible. Others used the loans to buy used cars, hold huge parties or buy music equipment for their garage bands. None of them thought much about how much they were borrowing...